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The Government Offers a Number of Senior Benefits
There is significant financial insecurity among US seniors due to the current inflationary pressures. Aside from cutting back on unnecessary expenses, many retirees or near retirement individuals should look to existing government programs to possibly qualify to receive assistance and reduce the anxiety many Americans feel living on a fixed
The Workings of a Will
An estate plan specifies how your property will be distributed when you die and provides instructions regarding how to care for your dependents. If you have people who you love and care for, then creating a will for your peace of mind and their protection is the right thing to
Estate Planning: What You Need to Know
Despite its reputation as a rite of passage for the very wealthy, estate planning is simply the accumulation of real estate an individual owns, and most people own some or all of their own property. Property ownership includes individual as well as jointly owned bank accounts, stocks and bonds, retirement
Fall Prevention Tips for Seniors
A CDC report reports that one out of every five falls among seniors results in a serious injury like a broken bone or head trauma. Injuries of this sort can make life difficult for an older person to do everyday activities or live on their own. Half of the time,
The Combination of Estate Planning and Elder Law Equals Life Care Planning
Although elder law and estate planning are often used interchangeably, they differ significantly. While some overlap exists between the two, learning and implementing strategies from both law practice types is crucial to prepare for successful aging and preserve a family legacy. Estate planning lets families: Name guardians for minor
Conservatorships Are Avoided With a Durable Power of Attorney
The term conservatorship is used in law to refer to guardianships over adults. Someone (or more people) can make decisions on behalf of another. The conservator is the person(s) with the power to make decisions, and the conservatee is the adult who needs help with their financial, health care, living
What Are the Common Reasons for Rejection of SSDI and SSI Claims?
Prior to applying for federal Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI), it is beneficial to review some of the major disqualifiers. Eligible individuals can benefit from both programs though they have distinct differences. The major difference is SSI eligibility qualification relies on age, disability, and limited
The Importance of Estate Planning for LGBTQIA+ Individuals
No matter what your orientation is, estate planning is essential to protecting your loved ones. In the LGBTQIA+ community, estate planning can legally protect against discrimination even if others are reluctant to recognize your relationship and your desire to permit your partner to make decisions for your care should you
Medical Advance Directives: Understanding the Different Types
Anyone can become incapacitated at any time due to trauma or disease. It happens to people every day, unfortunately. With this knowledge, many people like to prepare in advance for the kind of treatment they want in the event of cardiac arrest, respiratory failure, stroke, and brain death. Some people
The Misconceptions Millennials Have About Social Security
On August 14, 1935, the US federal government launched its social insurance program to provide retirement, disability, and survivor benefits. Since that time, in part due to the disappearance of extended family networks, an increase in population, and a profound increase in life expectancy, it has become challenging for the
